Money Orders: Cashing & Sending from the US - Western Union (2024)

Western Union®money orders offer a reliable, convenient alternative to cash or a check. Use them to give a gift, make a purchase, or even pay a bill.

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You’ll both earn a $20 Amazon.com e-gift code**.
Terms and conditions apply.

All about money orders

What is a money order?

A money order can be thought of as a pre-paid check. It provides a reliable way to transfer funds from one person to the next.

How to fill out a money order

Where to get a money order?

Money orders can be purchased at any participating Western Union®agent location.

Find a location near you

How to get a money order

Stop in at any participating Western Union location. Purchase for the principal amount you need.

How to request a money order refund?

If you have your original money order or your purchaser’s receipt and your money order has not been cashed.

Submit Refund Request

If you do not have your original money order or your purchaser’s receipt and your money order has been cashed refer here for your options

Benefits of using
Western Union® money orders

Buy at participating Western Union agent locations.

With a money order, there’s no need for a bank account.

It’s a simple and reliable way to give money in person or send it through the mail.

Other money order questions?

How do I request a money order refund?

If you are a purchaser and you have a money order receipt, submit a money order refund request here.

Click here for other submission options to learn more about how to refund a money order.

Where can I cash a money order?

You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you’ve been able to cash checks in the past). In some circ*mstances, the bank or retailer may charge you to cash your money order. You may also be able to deposit the money order into your bank account.

Please note, not allWestern Union locations, including where you buy a money order, are able to cash them.

Do money orders have an expiration date?

No, money orders do not have an expiration date. However, depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount.

Where can I buy a money order?

You can buy a money order at a participatingWestern Union location. Make sure to apply ‘Money Order’ as option in filters.

Other questions

Still can’t find what you’re looking for? Find more money order FAQs here.

**Terms and Conditions apply. Restrictions apply, seeamazon.com/gc-legal

Money Orders: Cashing & Sending from the US - Western Union (2024)

FAQs

How do you cash a money order from Western Union? ›

You may be able to cash your money order at banks and other retailers (grocery stores, check-cashing locations or other stores where you've been able to cash checks in the past). In some circ*mstances, the bank or retailer may charge you to cash your money order.

Does Walmart cash all Western Union money orders? ›

Does Walmart cash money orders? Walmart will cash Western Union & MoneyGram money orders. Check cashing fees may apply.

How do I get money back from an uncashed money order? ›

If it hasn't been cashed, you can fill out the Money Order Customer Request form to request a refund. You'll pay a $15 processing fee, deducted from the refund, to process the request. It takes about 30 days to complete a money order refund.

Can you cash a money order electronically? ›

Traditional money orders are purchased with cash, but a digital money order can be paid for with most online payment methods such as a debit or credit card. Digital money orders are often quick, as they are electronically sent, and the recipient can cash online.

How do I cash out Western Union money? ›

Visit an agent location near you with your government-issued ID. You'll also need to ask the sender for the tracking number (MTCN). Find an agent location. Receive the money in your bank account.

Do banks accept Western Union money orders? ›

Most banks accept money orders, as well as some grocery stores, pharmacies, and money transfer services like MoneyGram and Western Union. Be aware that just because a facility issues a money order doesn't mean they will cash one.

What to do with a money order you don't need? ›

You can cancel a money order that hasn't been cashed. (If it's already been cashed, skip ahead.) If you're not sure about your money order's status, you can track it by calling the issuer's customer service number or using the tracking feature on its website.

Can you cash a money order that has already been filled out? ›

If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store. Once you are with a teller, write the following phrase: "Not Used for Purpose Intended" on the back of the money order.

How to check if a money order has been cashed with Western Union? ›

If you have given the Money Order(s) to the payee and/or suspect that the Money Order(s) has been cashed, please verify the status of the Money Order(s) by calling 1-800-999-966.

How long does it take to get a money order refund from Western Union? ›

19-Apr-2024Knowledge

You can request a money order refund only if your money order hasn't been cashed. To check the status of your money order, please call 1-800-999-9660 before requesting a refund. Money order refunds can take up to 30 days to be completed.

Can I cash a money order made out to someone else? ›

The original payee must sign the money order over to you before you can cash a money order that's made out to someone else. The process is the same as signing over a check. The payee must sign their name and write "Pay to the order of [your first and last name]" on the endorsem*nt line on the back of the money order.

Can money orders be deposited on mobile? ›

The following are not eligible for Mobile Deposit: international checks, U.S. savings bonds, U.S. postal money orders, remotely created checks (whether in paper form or electronically created), convenience checks (checks drawn against a line of credit), non-American Express traveler's checks, cash, checks that are ...

Can I transfer Western Union to Cash App? ›

Can Western Union put money on Cash App? No, it's not currently possible to use Western Union to make a direct transfer to Cash App. You'll need to send money to your bank account first, then link this account to Cash App.

How to tell if a money order has been cashed? ›

Customers wanting to find out if a money order has been cashed may go online to USPS.com to check the status. They will need to enter the money order serial number, Post Office number, and issued amount—all printed on the money order receipt—in order to obtain near real-time status information.

Can I cash a money order I bought? ›

Money orders are cashed for the exact amount on the order. You can cash a USPS money order at a Post Office for free. You can also cash them at most banks and some stores. Rural carriers may cash money orders if they have enough money on hand.

How to cash a money order already filled out? ›

What if I already filled out the money order but no longer need it for the payment I was going to make? If the money order is not altered and in good condition, you may try to cash the money order at your bank or a check cashing store.

Can I mobile deposit a money order? ›

The following are not eligible for Mobile Deposit: international checks, U.S. savings bonds, U.S. postal money orders, remotely created checks (whether in paper form or electronically created), convenience checks (checks drawn against a line of credit), non-American Express traveler's checks, cash, checks that are ...

Can I deposit Western Union money order into ATM? ›

Banks accept money orders as they would regular checks at branches, ATMs or even on a banking app with a mobile check deposit function. Don't forget to sign the back of the money order before depositing.

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