Western Union (2024)

FAQs

How much does Western Union charge to send $100? ›

If you're looking for a rough estimate of Western Union's wire transfer fees, you can generally expect to pay around $0.65 and $3.76 for every $100 that you send. Bear in mind, though, that these charges can be a lot higher still depending on the currency you're sending from and to.

You can send money to someone immediately by using a money transfer service or peer-to-peer payment app. If you're using a P2P app like Cash App or Venmo, for example, the money you transfer will be available immediately in the recipient's app balance. It can take a few days to be transferred to a bank account, though.

How Long Does a Western Union Transfer Take? Depending on the location of the person you are transferring money to, transfer times can take up to 5 business days. More often than not, transfers can be completed within one banking day, or even within minutes.

Western Union offers easy, reliable ways to transfer money with fees based on the services you need. While Western Union's money transfer fees can range, you can get a free estimate when you transfer money online.

You can avoid these fees by using a debit card. * Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors.

To send more than 3,000 USD from the United States, you will need to verify your identity¹. Once verified, you can send up to 50,000 USD. You can verify your identity online or at an agent location. Please note: The sending limit may vary depending on the destination country and the service you choose.

Western Union is reliable money transfer app, with a global network of agents that allows you to send money to over 200 countries and territories worldwide. Whether it's sending birthday money to Bangkok or tuition fees to Turin, Western Union is here to make your money transfers as simple and reliable as possible.

Do you need a bank for Western Union? ›

Sending money with the Western Union money transfer service from an agent location does not require credit cards, debit cards, bank accounts, or memberships. You will need to show valid identification. Created with Sketch.

Online transfer services like Western Union offer cheap international money transfers. Better exchange rates and lower transfer fees often make these providers a cheaper way to send a transfer than using a big bank.

The fee for a transfer with MoneyGram varies depending on the amount you want to transfer. MoneyGram charges a flat $5 fee to send amounts between $1 to $49 and a flat rate of $11.50 on amounts between $50 and $499. The fee on amounts of $500 and above is 2%. There is also a maximum amount of $10,000 per transfer.

Remitly — Best for Cash Pick-Up

Like Western Union, Remitly offers various pay-in and pay-out options and supports currency transfers to over 85 countries worldwide, but unlike Western Union, it's often 2 to 5 times cheaper! See our side-by-side WU vs Remitly comparison to learn more about how the two differ.

The fees for Walmart-to-Walmart money transfers vary depending on the amount you're sending. Fees start at $4 for up to $50 transfer, $8 for transfers of $51-1,000, and range up to $16 for $1,000 to $2,500 transfers.